Finance | Columbia Powersports Supercenter | Columbia, TN Finance Department | Columbia Powersports Supercenter | Columbia, TN Apply Now | Columbia Powersports Supercenter

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it’s always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Affecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

Experian:

www.experian.com

(888) 397-3742

Equifax:

www.equifax.com

(800) 685-1111

TransUnion:

www.transunion.com

(800) 916-8800

Valid Driver’s License

Proof of Insurance

Proof of Income

Proof of Residence

Proof of Phone Number

In some cases, you may be asked for additional information. We’ll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

Apply Now

Our finance department is dedicated to getting you approved and making your entire sale process a fun, and hassle-free experience. Our staff is very knowledgeable about current financing specials and rates. Let us help you get the best deal possible. If you're ready to start riding a new or used Honda, Suzuki, Kawasaki, KTM, Polaris, or Yamaha today, then let our finance specialists get you approved today!

If you've decided you want to finance your new ATV, motorcycle, or personal watercraft, you're not alone. Seventy percent of our clients finance theirs. With a minimum down payment and approved credit, you can arrange credit financing with us and get out on the road a few hours after picking out your ATV, UTV, motorcycle, personal watercraft, power equipment or snowmobile.

Plus, you can add in all your parts and accessories, apparel, extended service plan, cycle insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more ATV's, UTVs, motorcycles, personal watercrafts, or power equipment than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

Talk to about financing your ATV, UTV, motorcycle, personal watercraft, power equipment or snowmobile with credit, and get out on the road today.

By participating, you consent to receive text messages sent by an automatic telephone dialing system. Consent to these terms is not a condition of purchase.